I can speak generally. We have announced and made illustrations publicly, as my colleague mentioned. We do have some restrictions in that our fee structures are confidential with our clients, but in investor presentations we have described how that works generally.
For every transaction that comes through the network, two to three cents will come to Visa for the services we provide--authorization, clearing, and settlement--in moving the money of that transaction. Then there are a few basis points, a small percentage of every transaction, that we will charge to our issuers and to the acquirers for participation in the payment system. A small number of cents and a small number of basis points for the licensing fees would be what's typical for our clients. That's not just a Canada example; it's fairly consistent with what we'd see globally.