Very good.
We talked about STAR and NYCE in the United States. What you're asking for basically is not much more than permission to restructure your governance model. That's all you're asking for. That's the main change.
Now for NYCE and STAR, what was their system of governance over there? Why did they suddenly drop in light of Visa and MasterCard's competition? What will prevent you from dropping just with a simple change in governance?