I want to cut through the process a bit, to drill it down to the actual individual pensioner. A pension is a deferred wage. Not paying that is theft, in my opinion. That belongs to them. They've earned that. For every Canadian who pays into his or her pension as part of a negotiated contract, be it with a union or be it individually with their employer, it's supposed to be there.
Is it roughly correct that in the U.S., as things stand currently, not just because of Nortel but also some of the government programs they have to support, a pensioner right now will get around 60% of his or her pension, whereas a Canadian pensioner will get around 20% of his or her pension? Is that accurate?