The question we would put back to you is this: why do we want to go backwards?
I'm like you. I get frustrated when too many things are popping up, but my children communicate only through text messages and through researching on the web. Younger advisers who join the business and investment advisers today will communicate with each other through websites that will create web discussions. That's the way things are moving.
Even in disseminating information, we are working today with the securities administrators across the country to create a new “short fund fact” so that people don't have to read the complex prospectus. We're going to send that through e-mail. We are moving in the direction of communicating with each other through technology. So if this legislation is passed, I would put to you that you would be limiting the industry in a very significant way.
And there is no plan B.