I guess I would answer that question by saying that what really concerns the industry is that built into that private right of action is a possibility to have damages granted without a real proof of loss. That is really the issue we have with this regime. We think it's inappropriate to be able to grant damages when no real loss has been proven. In that sense, we don't support the private right of action as it is drafted in the bill currently.
On September 30th, 2009. See this statement in context.