In my opinion, we've brought in major amendments in response to industry concerns, especially in two areas. First, there is the sending of messages between businesses in the course of business operations. On that point, we've advanced the idea of open publication of e-mail. This enables the business to send an e-mail concerning the function of the person who receives the message.
Second, we agreed that an exchange of business cards is enough to allow a message to be sent from one business to another, perhaps even to a consumer. We've also responded to concerns, mainly from Desjardins and the investment industry, concerning third-party referrals. We've made sure that a business can, in accordance with certain rules, send an initial e-mail to obtain consent enabling it to maintain a link with an individual or another business.
I think we've responded quite well to the concerns of businesses.