Mr. Chair, I see a number of aspects to that question.
I would like to say that we are acting with all due speed, and we hope to have an answer for Interac in the coming weeks. I might add that Interac still has 99.99% of the point of sale debit market.
While MasterCard recently rolled out Maestro and has approached merchants, and while Visa will be rolling out their debit card shortly, it's not at all certain that they will end up with a dominant position. Of course, we are very concerned, and we don't want to unnecessarily unfetter Interac, but we also want to make sure that if the order that was signed in 1996 and has worked so effectively is changed, it is changed on the basis of valid facts.