It's early days, but in fact what we found last year is that retail venture funds, with the exception of Solidarity in Quebec, can't sell directly to clients. You have to work through independent third-party investment advisors. In fact, the tax free savings account wasn't meant to, but in some ways it competed with our ability to raise money into the retail venture capital funds.
What I wanted to say a moment ago is that we've had a lot of movement at the provincial government level in the last year to enhance the retail funds and add to the supply of capital. British Columbia increased the annual contribution amount--we call it the ticket size. Saskatchewan increased the tax credit from 15% to 20%. Nova Scotia, Newfoundland and Labrador, and New Brunswick increased the tax credit to 20%. Quebec, for one fund, has increased the tax credit to 25%. Manitoba has increased the contribution amount to $12,000. All of these things are helpful, but unless the federal government can match, to complement the initiatives the provinces have taken, they won't be as effective.
I'm back to this message: there are two quick things you could do if you really want to affect the supply of capital in the short to medium term, and that is to revert the tax credit back to what it was, 20%, and increase the annual allowable contribution amount.