One of the things I noted in the conversation was how well regulated our banks are, and we're quite pleased to see this. I recall in the eighties, when in the U.S. there was this move to deregulation of just about everything. We won't start pointing fingers at a particular President. As a result of that, I think we opened the doors, or they did down there, to some of the problems we have today.
When this downturn started to happen, when Chrysler, in particular, was getting into trouble, I dropped by our local Chrysler dealership and asked how things were going. They were starting to come out of it, but they were saying to us that they were having difficulty getting their clients funded. People were being turned down, which they'd never seen before. I wouldn't mind a few comments on that, if you would, and then I'll ask a couple more questions afterwards.
Was there a particular thing happening? If people were employed in industries that weren't at risk, they were still being turned down. That's what I was being told.