Thank you very much, Mr. Chair, and thank you to our company representatives for being here this morning.
We've heard through the presentations this morning, and from previous witnesses as well, that in Canada the market penetration for wireless is quite low. In fact, it's one of the lowest among our international competitors.
Perhaps, Mr. Krstajic, I'll start with you, given that this is a macroeconomic question. What are the adverse effects to our economy as a result of that lower penetration rate, in terms of productivity, innovation, new technologies, or whatever the case may be? Can you quickly tackle that one at all?