It's a fairly broad subject. It comes down to there being a training element at the credit unions. We have our own organization, CUSOURCE, which would train individuals to identify fraud and the various features of fraud. Our lenders and our front-line staff will be put through that sort of thing.
There will be some sharing of information through our Credit Union Office of Crime Prevention and Investigation. We have agreements with the Bank Crime Prevention and Investigation Office, so we are able to share some information back and forth. Of course, that is subject to policies and procedures that are developed in alignment with the legislation, so it is fairly carefully guarded. But it does currently help us to prevent, for example, a bank robbery or an attack at an ATM: we are able to share some information with the banks and other credit unions through our office.
That's about as far as I can elaborate on it.