Thank you.
I'd like to quickly circle back to what my NDP colleague Mr. Masse said earlier. To do so, I will turn to the representatives of the Financial Consumer Agency of Canada.
We have to think about the most vulnerable people in our society who apply for a credit card and, when they get it, receive an information document about 10 pages long. In terms of literacy, let's be honest: Many of them will use their credit card without reading the document. I think you should play a much more direct role with those people. You should let them know what could happen to them if they don't use their credit card properly. I'm trying to say that you should use the plainest language possible with these individuals.
Very vulnerable people use credit cards without even knowing how they work in my riding too. There should be a more direct connection with that group of people. Various organizations in our ridings, such as the Maisons de la famille, could certainly help you pass on information. These organizations help these individuals cope with financial difficulties. You could certainly work with them.
You say that 650,000 people visit your website each year. I don't know if they only visited your website. In any case, as Mr. Masse said earlier, that's an extremely low number, considering that billions of credit card transactions take place each year. I think you would benefit from dealing with organizations on the ground that can at least help you foster financial literacy.