You can understand why the public or some policy-makers might have some questions about a lack of transparency and some bona fide questions around conflicts of interest when we don't know the ownership structure. When the volume-based pricing mechanism was brought into place, the board was chaired by two of the largest banks in the country.
It's nice to see that you announced today that you're moving sometime in 2025, but the lack of transparency leaves open a lot of questions for people. They question whose interests are being well served: Is it Interac's or is it the secret ownership structure that we don't know about?