I think they play a significant role. In particular, a lot of their role goes beyond the straight-up financing of companies. They play a significant educational role, and I think the government should look at other ways to partner with these institutions to provide them with additional knowledge and tools to help them manage their current financial situation.
I would say that we certainly partner with institutions like BDC—BDC is a member of my board—to bring knowledge and expertise in this area to our SME community. I think they're certainly a vital partner.