I fully agree with all the statements that were made.
I just want to make sure the message is clear that it's not blockchain or cryptocurrencies that are fraudulent but basically sometimes the means of entering into the space, whether it's a bad player and you enable investors to come in and potentially purchase something that's not real, or, to the gentleman's point earlier, someone utilizing the crypto to make a payment into something that is not real.
It's not the crypto or blockchain. I want to be very clear. At the blockchain level is not where the fraud is happening. It's happening because it's an easy means of payment and it's a bearer asset. It's a bit like giving cash. Once you give cash to someone, it's a bearer instrument. If they disappear, you lose that cash, whereas some digital payment systems, through banks and through international parties, sometimes can reverse transactions, although it's very rare. We see fraud in all aspects.
I just want to be very clear that we get the definitions right, because words and definitions matter in how we will regulate things moving forward.