Thank you, Mr. Chair. I'd also like to thank the witnesses.
Since the meeting is public, I also want to say, without being partisan, that I know a party leader who said in the House of Commons—and even outside the House—that interest rates were going to stay so low for so long that we could borrow as much money as we wanted. Yet the Bank of Canada policy rate has gone from 0.5% to about 4%, the debt has doubled, and interest rates have doubled too.
That said, I'm very interested in what we're learning today.
Ms. Karringten, is your association able to provide the committee and all parliamentarians who will be studying these issues with the most essential elements that should be put in place in any future regulations or legislation regarding blockchain in Canada?