Thank you.
With respect to services, I'll give an answer that focuses on services in general, because it's applicable also to financial services. The provisions are generally very similar.
The first thing we should mention is that Panama is, as you mentioned, a services-oriented economy that offered opportunities for Canadian service providers in financial services, engineering, and a few others.
What the agreement does is ensure secure, predictable, and equitable treatment of service providers from both countries, including for financial services. It includes a basic obligation on national treatment, and most favoured nation, to ensure what I would call non-discrimination treatment for service providers. Again, that includes financial services. That also means that they will get the same treatment as third-party countries. That is, again, the issue of having similar treatment, a level playing field, for financial services providers.
In terms of market access, from a general point of view, we have obtained, including for financial services, access beyond what we had with Panama through the World Trade Organization General Agreement on Trade in Services. That also covers financial services.
So in general, we have more than we had previously through that agreement. So we have improved our situation.
One thing that exists is a working group, which obviously has not met, that will be established to look at further issues in the future, including financial services, if both parties feel that this is needed.