We've had success in Japan, since we went back in the 1990s, because we purchased a company to get back into Japan. It had a fairly good share of the market and an interesting product. Our management of it has gone well. We've had good management and good partnerships there.
On the Japan Post issue, I'll put it in a different way. Why are they a problem, not only for us but for all foreign and domestic insurance providers in Japan? It's like you're playing a hockey game, and one side has sticks, and we have half-sticks with no blades on them. They can start to do stuff before we can. They don't have to go through the regulator. It's an unfair thing. We've talked about it, as Janice has said. The Americans have said it. A bunch of people have. That would be the big issue for us.
Japan Post is the largest life insurance company in the world, and they're basically owned by the Government of Japan. They have access to everybody through the post office.
I mean, think about that in a Canadian context, if we had to compete with Canada Post every day and they could send someone to someone's house.