I would suggest that it doesn't necessarily have to be disruptive. It's not the fact that the concept is included in the agreement; it's more likely the details of the implementation.
It's important to look at other models, where other countries have faced similar changes. I think Australia is one we watch closely as a model to learn from. The potential is for it to not be disruptive, and it really depends on how it's implemented, to be quite frank.
I don't want to give you the impression that the sky is falling. That's not the case.