Yes, I think we have missed some opportunities. Canada, compared to many of the Asian countries, for example, is very far behind. I'm working with Korea at the moment, and Canada just isn't in sight.
SMEs need a couple of things where government can help. Because SMEs are usually cash-strapped and don't have the finances, they're reluctant to try something new because, if it doesn't work, what are they going to do?
Canada re-entered the GEM project, the Global Entrepreneurship Monitor project, after 10 years away, and it was quite interesting what their report found in terms of use of technology. Most are not cutting edge; they're using technology that is one to five years in use.
What the government can do is provide training for SMEs so they know what the value is going to be. Help them with some financing. For BDC, SMEs are its target market. I was talking to one of their vice-presidents the other day, and he was saying that their penetration rate in Ontario is 3%. That's not much.
One of the other things goes back to education. It goes back to marketing, actually making SMEs know what's available and what's out there, and doing some training with them to get the information out.