I think that when we we see debt numbers increasing by several billion dollars, frequently, annually, one has to question when that debt needs to be serviced. We're seeing increasing debt throughout the Canadian population. A lot of it is largely because of very low interest rates. At the end of the day, though, when we acquire this debt, who are the net beneficiaries and who is actually benefiting from the investments?
Our research for a long time has said that players outside of agriculture offloading costs onto farmers, whether it's grain storage requirements, increased transportation, etc., is showing up in the debt ledgers of farmers. We're seeing an offloading and an externalization of costs on agriculture, partly as a consequence of these agreements, partly because of other policies.