Thank you, gentlemen, for being here today and for taking the time. I know I had a chance to speak with a few of you this summer.
Ben, I know I had a tour of both your facilities.
I know, Gary, that someone from your office was at one of our round tables. Was it you? No, I didn't think it was you.
Let me just go to you. I only have five minutes, and it's tough to cover all these topics.
I guess our biggest concern is that, with great fanfare, this government talked about $2 billion in relief, which really ended up being $1.7 billion for EDC and BDC loans. Obviously, taking on more credit or, as they say, reducing your capitalization is probably not the greatest thing for what bankers will want at the end of the day.
Then, of course, you talked about the strategic innovation fund. It's $250 million, which really puts out a lot of small and medium-sized enterprises. Talk to us in terms of how you haven't really found any program that fits for what you need at this point in time. Is that correct?