I normally don't sit on this committee, but my understanding is that, a few weeks ago, this committee heard from Quebec foresters that the forest fires caused by climate change have had a much bigger impact on their operations than the U.S. softwood lumber tariffs.
Mr. Cosbey, can you speak about the cost of climate change?
I will highlight that this morning I met with the Canadian Federation of Independent Business, and they stated that the top concern from small businesses right now is rising insurance costs due to climate change. Climate change is what's provoking that increase. It went from being the concern of 55% of small businesses to now being the concern of 74% of small businesses, so we know that this is impacting small business as well.
Mr. Cosbey, if you'd like to comment....