I think the point I was trying to make is that one could use this critical illness to their advantage to bring their kids to them inappropriately, or even when it is a terminal illness, when there's ample time in the statute as it stands to provide a parent access to their children. The termination might be prolonged or take maybe ten years to happen, as opposed to something urgent, when we're thinking of terminal.
Personally, I think of terminal as something under a year or two, but within the insurance industry I have seen it be as long as ten years.