That's a very good point. There are fraud provisions in the Criminal Code right now that deal with this. Much of this is actually being dealt with by provincial law societies and at the provincial level. They generally regulate the mortgage business, the legal profession.
One of the challenges the legal profession is dealing with right now is conspiracies and groups of individuals working together to either mortgage a property or in some way commit a fraud. Sometimes the detection of these is very challenging.
I was told recently, for instance, that if the phony mortgage is being serviced, it takes a long time. The mortgage money gets advanced, but as long as it's being serviced, nobody discovers it for a while, and when it is discovered, it's too late, or the people have long since gone.
So those are some of the challenges.
You're right. It's caught now, and if anything, this would help.