If I may, I'll give one example, a real-life example that happened last week in Toronto. There was a stolen SUV. I believe Mr. Norlock referred to it last week. It crashed through a light standard, knocked out a power supply, and then crashed into a TTC bus shelter. Four people were injured, two of them very seriously. So not only did you see tremendous expenses in the health care system in dealing with these poor injured people, but, to put aside the human cost, now you have the TTC paying for a new transit shelter and you have the power authority paying for a new light standard. The costs go on and on.
These are the kinds of ancillary costs that are dealt with on an auto theft and that need to be taken into account. Those costs are, again, the same as the costs borne by insurers. So whether you're paying for it through your insurance policy or whether you're paying for it through your tax dollars, we all pay for auto theft. That's the message we're trying to get across.