If you are, I think we're talking about two different functions. The police role operates under the Criminal Code. They have a specific set of guidelines and rules they must follow—evidence relating to criminal offences and criminal prosecution. There has to be some form of evidence that would indicate that any other member within that organization participated, had knowledge, or in any way took part in a criminal activity. Based on that, then the police would be able to use that authority to make the arrest. At the end of the day, restitution and/or recompensation would be forthcoming based on their role and the losses segregated for their component of that activity.
To look at the securities unit strictly from a criminal....and all they would be is criminal. There's no civil...there's no recovery at that stage. That is only for the purposes of intake assessment and assignment to the police service having jurisdiction. Really, there's no difference with the current system of policing as it pertains to fraud.
Now, after a criminal prosecution, there is nothing prohibiting any victim from working the civil side of it to recover, because the test and the threshold is far less than it would be on the criminal side as far as culpability or proving guilt or innocence goes.
My experience is that if you get two of them running together—a criminal prosecution, an investigation prosecution, and then you get the civil component—normally the civil component will sit sine die. In other words, when the criminal component is completed, based on the decision, the involvement, and the evidence, they will then have a stronger case to make whatever recoveries they want on the civil side. For now, you can't blend the two to attempt to make a collection. I'd love to. It would be great. But I think we'd be getting too close to a real policing state if we did that.