I agree with you there, but the problem is even wider than that. You mention the people who take advantage of insider information, and I agree. But the people who steal from seniors—their retirement funds, their cash, and so forth—have to have been planning the swindles for some time.
What do we do when we feel that a major swindle is in the works? Thieves like that do not get into the business overnight; they take time to get ready. How do we go about detecting that? Can we detect it?