Mr. Dennis Prouse (Director, Federal Government Relations, Insurance Bureau of Canada) at the Justice and Human Rights Committee

I could add, Mr. Chairman, that the 10% to 15% number comes from a study of closed claim files. A few years ago they took closed claim files—claims that had been paid—did a forensic study of them, and discovered that indeed 10% to 15% of these claims were fraudulent.

I always want to point that out in case people think it's just a number we're grabbing out of thin air.