Thank you.
It is really very gratifying to hear from people who are experts in their field. You are certainly giving us a a lot of insight.
From what you are basically telling us, I think I gather that criminal law has a philosophy, as well as objectives and methods that are totally different from those in civil law. Criminal law is not actually a good system for providing victims of fraud with a fair share of anything that may remain from a fraudster's activities.
Is that an adequate summary of your thoughts?