That's a tough question. When you talk about an elderly person from a financial perspective, a lot of people from the age of 65 on who are in retirement are in a different situation financially than they were when they were in the workforce. From a financial perspective, they are an elderly person at 65.
From a physical and psychosocial perspective, or from a health care perspective, we talk about elderly people more as people who have what we call a geriatric profile. These are people who have shown some loss of autonomy due to various health factors.
It's not a very black or white question. I know more and more in health care we look at the elderly as 75 and older because they have more of the signs and symptoms of aging having a physical, psychological, and psychosocial impact on them.