I will call the meeting back to order.
Our witnesses perhaps weren't present, but I indicated that we have a little problem with time today, which seems to be a usual situation. We cut the first one a little bit short and we'll cut you a little short. We have to be finished by 5 o'clock to deal with some committee business and with votes that are going to happen today.
Welcome, Mr. Waller and Ms. Latimer. It's an important subject.
If you have an opening address, please go ahead. Ms. Latimer, if you wish to start, that would be fine.