Yes, but you see if the insurance companies increase their rates by that amount, their profit is going to end up being the same. This is not about protecting the profits of the insurance companies. They're going to get the same profits either way, because they can adjust their premium rates. However, the public can't adjust. If they don't have that gene but there are some out there who have that gene and who can buy a millions dollars' worth of insurance, that's going to push the price up for everybody.
On November 22nd, 2016. See this statement in context.