Thank you very much.
Mr. Clerk will reach out to Mr. Niemi and offer either of the two hours, either the first or the second. We will have four witnesses for one of the panels, then, and we will go from there.
With the remainder of the time, and I realize we have a very hard stop at one o'clock, what I will do, as I did in the last hour, is to offer one question per party, starting with Mr. Cooper, who is appearing in person today.
Go ahead, Mr. Cooper.