We'll receive on average five to six cases of it a year. It's not the number of them. It's the major impact it has on those individuals when it does happen. We talk about a loss greater than 20% on your home. That's the magnitude of it. If a member moves and has a major loss on the sale of their home, we can very quickly put that member into a bankruptcy position.
Those are the concerns I have. It's not the number of cases, but the magnitude of them is quite large for those individuals.