In the previous incarnation of this bill we had a presentation by some of the representatives of the insurance industry. They explained to us some of the nuances of this. The committee should probably look at that testimony again before we go to clause-by-clause.
From the industry's perspective, or even from an environmental perspective, if there were more competition in the industry, the ability to raise the liability limits with fewer costs would be there as well.
What could be done to enhance competition or bring more players in to provide insurance for the market? Do you have any ideas or suggestions for the committee?