I think, Madam Brunelle, we are suggesting that moving from the $75 million to the $650 million will put a lot of pressure on the ability of the existing insurance entities to provide us with that coverage, but we are looking to increase the number of places to which we can go to get the competitive rates that we think are needed to provide insurance at a reasonable price. We think expanding the pool of insurers is the right way for us to go, to make sure that the value is in fact there. So I would say that you get two benefits. One, because of the increased coverage, you have more places to go, and then, secondly, with the competition among the various venues, then you can have an option.
I think the most difficult situation for anyone in the market is to have no choices to make. I think that would be a good thing for us to move toward.