Yes. There are a number of programs from across the United States, and there's the Toronto home energy loan program. The Halifax Regional Municipality has a LIC out for solar as well. There are a number of examples where we can learn from other jurisdictions.
The financing component of the program isn't a very expensive thing for the government, because these are loans that are provided. The energy savings are what pays back the loans. There is no doubt that any incentives always increase uptake of the home energy retrofit programs. As you can imagine, no one really looks forward to home energy retrofits, or home renovations in the first place, so it often needs to be tacked onto existing renovations that homeowners are going to be doing anyway. At that point, increasing the energy efficiency opportunities through incentives and rebates always increases the uptake of these programs.
The financing component is one area, and it can be delivered in a relatively cost-effective manner because of the fact that it's a loan. Any incentives or rebates that are provided to homeowners will only increase the uptake.