Good Thursday afternoon, everybody. We have three witnesses who have joined us for the first hour. I would like to thank them first of all.
First, we have Pierre Desrochers, director at the Institute for Management and Innovation, University of Toronto, Mississauga. Next, from the Consumer Policy Institute, we have Brady Yauch, executive director; and from the Smart Prosperity Institute, Michelle Brownlee, director of policy, joins us. Thank you to the three of you for joining us.
We'll give each of you up to 10 minutes to make an initial presentation and then we're going to open the floor to questions. We do run on a schedule here. The first segments for questions will start at seven minutes each and then get reduced as the hour goes on.
Without further ado, I'll open the floor and I'll leave it to the three of you to decide who would like to start us off.