We've taken the metaphor of the CMHC for the low-carbon economy.
All of you, I'm sure, are well aware of what the CMHC does. It makes it possible for Canadians to guarantee their mortgages by taking the last part of risk in the loan that the bank, the private sector, makes. We have nothing like that for performance, for innovation. The federal government could create the equivalent of the CMHC for the low-carbon economy, and this type of fund could be last in and first out in the sense that if there were a performance problem for a particular technology within an application in the federal government, then the government could provide that guarantee.
That's strategic for many reasons, in that it would enable financial institutions to learn how to do that. Actually learning how to underwrite performance risk is not something that financial institutions do today, so it's a very strategic approach in that it not only addresses a priority today but it also teaches the private sector how to do it for the future, because you don't want to be in the business of doing this forever.