Thank you for your opening statement.
Mr. Dufour, you didn't need this because you were just under the five minutes, but for those presenting, I use a handy card system. When I hold up the yellow card, it signifies that you have 30 seconds left. When the red card goes up, you're out of time. However, don't stop mid-sentence. Just wind up your thoughts.
We'll now go to the Business Development Bank of Canada for their five-minute opening statement.