Thank you, Mr. Chair, and thank you to our distinguished panel.
The government has announced the different programs, and you also talked about the different programs. There's a $700-million liquidity program from BDC. You mentioned that. Also in the budget that was presented yesterday was a $500-million program for innovation and market diversification. I know it means different things to different people. It's a program that would start in the new fiscal year, with the budget. There's one that exists today. It's already subscribed. I want to make sure that I actually understand what it can be used for, how it could be modified, whether it should be modified and how your stakeholders are using it. The question is slightly different for everyone because, if you're in the U.S. market today, it could be diversification, changing products or expanding in the United States. Outside of the U.S., Mr. St.John, it's Asia and the United Kingdom.
Is the program helpful? The question that I would like to submit to each one of you is how your stakeholders view that program and how we could make it better.
Why don't we start with you, Ms. Haakstad?