It's not just the indigenous loan guarantee program, but general barriers include limited access to capital, and I don't mean capital for participation but capital for a surety and bonding. Land tenure on reserve makes it impossible to use property and assets as collateral. It's a major barrier, and any other company or any other corporation that's working in construction just doesn't have to face it. It's not a reality for them.
First nations have unique barriers and challenges to participating in any of these programs or taking advantage of any of these possibilities and opportunities for economic development and success that are not going to be captured within the programs that are not distinctions-based. There are very real and unique challenges associated with the Indian Act legislation that need to be addressed in unique programming for first nations.