Thank you very much.
I am now going to turn to the representatives from the Canadian Bankers Association.
You talked about technology. Phone apps and websites are all well and good, but what are your thoughts for the future? It's fine to talk about where you are, but you have to know where you are going. I am referring to artificial intelligence because it is really going to change communications in five or ten years.
What do you see as the impact of artificial intelligence in your sector?
That question also goes to those representing the Assemblée de la francophonie de l'Ontario.