What you're talking about is that right now you file a claim and it begins a process and it's very adversarial.
Instead of your going to the first, second, or third step along that process, immediately this would go to some sort of alternative dispute resolution process. Again, not every issue is suitable for that kind of resolution. There are some things where maybe, again, there are good cases on both sides and maybe there can't be some compromise on that. I would like to think otherwise.
That's basically what you're calling for, to say that there should be within that framework a flexibility for both parties to say, time out, let's step back and let's see if we can resolve this without having to go to a third party in an adversarial process. Is that right?