I will try.
I think some of those elements that the banks have identified for me as things that they do should be relatively easily achievable for a small organization. Whether it's at an internal review or a periodic review, I think what becomes more challenging for smaller organizations or small companies, simply because of resourcing issues, is building out a whole audit system, a whole reporting system that's heavily prescribed by law, which is why we keep going back to flexibility for organizations and building on existing systems.
Smaller banks also have pay equity plans in place. Therefore, the answer is that if you're looking at proposing a model, I think flexibility is really what helps some of the smaller companies that might struggle a bit. It gets to outcomes as well, rather than employers sort of moving hard and not being able to keep up with the legislation.