If I can just elaborate, the care penalty really refers to that penalty you get if you go into a caring profession that is undervalued and underpaid but you choose to do that because you care about the individuals, whether it's child care or home care. You sacrifice pay. Women do this all the time and men sometimes do as well. That's the care penalty.
The caregiver penalty is that penalty for taking time off to take care of someone who is sick and that, again, tends to be done by women.