We have to go.
Madam Commissioner, the meeting is pretty well over, but I'm going to read the last sentence of the main points.
We conservatively estimate, based on a limited number of accounts, that the difference between the government’s borrowing rate and the interest rates on these deposits represents at least $30 million in unnecessary interest costs for each of the past three years.
The CRA agreed with that statement. If they didn't agree, they should have challenged it beforehand. We don't arbitrate the facts. We assume that the facts are determined before the matter comes to the committee, so we'll go to our deliberations assuming that fact is correct. That's all I can say.
Do you have a point, Madam Fraser?