Mr. Chair, this was a special exam that we did on the Farm Credit Corporation. When we do a special examination, our objective and the scope of the work that we do are established, and we look to see whether there are any significant deficiencies. We have to opine on whether there are any significant deficiencies in specific systems.
In this case we did not find any. We simply made the observation that they should consider whether they need a chief risk officer to help understand how all of the different risks fit together. We're not identifying this as a significant deficiency in any way; we're just saying that it's something they should consider. It's up to the corporation to determine whether this is something that would add value to them.