There are a couple of points.
First off, I think we need to understand that the nine months isn't when the first payment goes out. That's when 75% of the payments were made. The other point I should make is that AgriRecovery is not our first line of defence; in fact, it's our last line of defence. In there would be AgriStability interims and AgriInsurance payments in a lot of your drought and flood situations. Moreover, AgriInvest accounts are getting a fair bit of money in there where they can get access to cash as well.
Why does it take longer on a smaller than a bigger one? I'm not too sure it's the fact of size when we're looking at those flood payments. It was clear, based on the magnitude of that flood, that this land was not coming back that year. Those producers were out of production that year, for sure, and they also had to provide us some information with respect to making the payments through AgriInsurance.There was no need for an application process in those situations; we already had the data from another source. In effect, we knew there was a disaster, we knew it wasn't coming back, and we had a quick source of where to get the information to make the payments. That's what facilitated those fast payments.